Ayushman Bharat Yojana: Check Eligibility Online for Free Healthcare Benefits
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is one of the most impactful health schemes launched by the Government of India. Designed under the recommendations of the National Health Policy 2017, this initiative moves the country closer to achieving Universal Health Coverage (UHC) and supports the Sustainable Development Goals (SDGs) with the motto: “Leave no one behind.”
What is Ayushman Bharat PM-JAY?
This scheme offers health coverage of up to ₹5 lakh per year per eligible family on a floater basis. It includes primary, secondary, and tertiary healthcare services. Ayushman Bharat was earlier known as the National Health Protection Scheme (AB-NHPS) and now functions as part of the National Health Protection Mission (NHPM).
The scheme benefits nearly 40% of India’s population, focusing on poor and vulnerable households across the country.
Key Features and Benefits of Ayushman Bharat Yojana
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₹5 lakh annual health cover per eligible family for inpatient care.
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Covers government and empanelled private hospitals across India.
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Applicable for primary, secondary, and tertiary treatments, including surgeries and advanced procedures.
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No age limit or family size restrictions for beneficiaries.
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Based on SECC 2011 data for rural and urban poor families.
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Senior citizens aged 70+ are automatically eligible, irrespective of income.
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Covers all pre-existing illnesses from day one.
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Daycare procedures and 15-day post-hospitalisation expenses are also included.
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Zero out-of-pocket expenses for hospitalisation.
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Fully cashless and paperless at the point of service.
How to Check Your Ayushman Bharat Eligibility Online
You can easily verify if you are eligible for the scheme using the official portal. Follow these steps:
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Visit the official website: www.pmjay.gov.in
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Click on the “Am I Eligible” option on the top-right corner.
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Choose “Beneficiary” to proceed.
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Enter your mobile number and captcha code, then click on “Verify”.
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Enter the OTP sent to your mobile and click “Login”.
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Select your state, and fill in the necessary details from the drop-down menu.
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If eligible, your name and details will appear on the screen confirming your inclusion under the scheme.
Documents Required to Check Eligibility
To check or confirm your eligibility for Ayushman Bharat PM-JAY, keep the following documents ready:
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Aadhaar Card (for identity verification)
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Ration Card
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Income Certificate
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Address Proof (Voter ID, utility bill, or passport)
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PM/CM Entitlement Letter (if applicable)
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Any other document as required by the state authority
Final Thoughts
Ayushman Bharat PM-JAY is a transformative healthcare scheme that ensures financial protection and accessible medical care for millions of Indian families. If you or someone in your household meets the eligibility criteria, checking your status and accessing these benefits is simple and free.
Stay informed, verify your eligibility, and make the most of this government-backed health coverage.
