Jammu & Kashmir Bank has released its J&K Bank Recruitment 2026 notification for 1,397 vacancies across Probationary Officer (PO) and Banking Associate (Clerk) posts. The recruitment drive includes 343 PO vacancies and 1,054 Banking Associate vacancies for candidates domiciled in the Union Territories of Jammu & Kashmir and Ladakh.
The online application process started on November 7, 2026, and eligible candidates can submit their forms until November 26, 2026. Graduates who meet the prescribed domicile and age requirements can apply through the bank’s official website. The selection process includes online examinations, while PO applicants must also appear for an interview. Candidates should check the notification applicable to their domicile before applying.
J&K Bank Recruitment 2026: Highlights
| Particulars | Details |
| Organisation | Jammu & Kashmir Bank Ltd. |
| Recruitment | J&K Bank Recruitment 2026 |
| Posts | Probationary Officer and Banking Associate |
| Total Vacancies | 1,397 |
| PO Vacancies | 343 |
| Clerk Vacancies | 1,054 |
| Application Mode | Online |
| Notification Date | November 6, 2026 |
| Application Start Date | November 7, 2026 |
| Last Date to Apply | November 26, 2026 |
| Qualification | Graduation |
| Age Limit | Generally 20–30 years, with applicable relaxations |
| Selection Process | Online examination; interview for PO |
| Job Location | Jammu & Kashmir and Ladakh |
| Official Website | J&K Bank |
J&K Bank Vacancy 2026: Post-wise Details
The bank has announced vacancies for two posts across Jammu & Kashmir and Ladakh. The distribution is as follows:
| Post Name | Jammu & Kashmir | Ladakh | Total |
| Probationary Officer (PO) | 323 | 20 | 343 |
| Banking Associate (Clerk) | 1,033 | 21 | 1,054 |
| Total | 1,356 | 41 | 1,397 |
Candidates must apply under the notification for the Union Territory in which they hold domicile. The bank has issued separate notifications for the posts and regions.
Important Dates
Candidates should keep the following recruitment dates in mind:
| Event | Date |
| Notification Release | November 6, 2026 |
| Online Application Starts | November 7, 2026 |
| Last Date to Apply Online | November 26, 2026 |
| Last Date for Fee Payment | November 26, 2026 |
| Online Examination | To be announced |
The examination schedule will be published separately. Candidates should regularly check the bank’s careers page for updates.
Eligibility Criteria
Before applying, candidates should check the educational qualification, domicile conditions, and age limit for their chosen post.
Educational Qualification
Candidates applying for the PO and Banking Associate posts must have:
- A graduation degree in any discipline from a university recognised by the Government of India.
- An equivalent qualification recognised by the Central Government or UGC is also acceptable.
- The required qualification must be completed on or before November 26, 2026, the last date of online registration.
Candidates should have their degree certificate or marksheet available when completing the application.
Domicile Requirement
The recruitment is intended for eligible candidates domiciled in Jammu & Kashmir or Ladakh. Applicants must select the relevant notification according to their domicile and satisfy its specific conditions. A valid domicile certificate will be required as prescribed in the recruitment notification. Candidates should not apply for vacancies allocated to a different Union Territory.
Age Limit
The general age limit for the recruitment is 20 to 30 years as of January 1, 2026. Age relaxation is available for eligible reserved categories.
| Category | Upper Age Limit |
| General/EWS | 30 years |
| SC | 35 years |
| ST-1/ST-2 | 35 years |
| OBC/ALC-IB/RBA | 33 years |
| PwBD | 40 years |
| PwBD (SC/ST) | 45 years |
| PwBD (OBC/ALC-IB/RBA) | 43 years |
Additional provisions may apply to ex-servicemen and eligible former J&K Bank apprentices for Banking Associate recruitment. The Ladakh PO notification also contains a special age-relaxation provision. Candidates should refer to their respective official notification for the exact conditions.
Application Fee
The application fee differs between the PO and Banking Associate posts.
| Post | General Category | Reserved Categories and Other Eligible Groups |
| Probationary Officer | ₹1,200 + GST | ₹1,000 + GST |
| Banking Associate | ₹800 + GST | ₹600 + GST |
The reduced fee applies to the categories specified in the respective notifications. Candidates should verify their category’s fee before making payment. Applications without the prescribed fee will not be considered.
Salary Details
J&K Bank offers different starting basic pay scales for Probationary Officers and Banking Associates.
| Post | Starting Basic Pay |
| Probationary Officer | ₹48,480 |
| Banking Associate | ₹24,050 |
Selected candidates will also receive applicable allowances and benefits according to the bank’s service rules.
The PO post carries a two-year probation period, while the Banking Associate post has a six-month probation period, which may be extended as prescribed. The notifications also specify service bonds and minimum posting conditions.
Selection Process
The selection process is different for PO and Banking Associate posts.
Probationary Officer Selection
The PO selection process includes:
- Preliminary Examination
- Main Examination
- Interview
- Final Merit List
The preliminary examination is used for shortlisting candidates. The final merit list is prepared using the Main Examination and interview scores in an 80:20 ratio.
Banking Associate Selection
The Banking Associate selection process includes:
- Online Examination
- Merit List
- Document Verification
- Medical Fitness
There is no interview for the Banking Associate post. Selection is based on the online examination, subject to the prescribed qualifying requirements and verification.
Exam Pattern
PO Preliminary Examination
| Subject | Questions | Marks | Duration |
| English Language | 30 | 30 | 20 minutes |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| Reasoning Ability | 35 | 40 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
Banking Associate Online Examination
| Subject | Questions | Marks | Duration |
| English Language | 30 | 30 | 20 minutes |
| Quantitative Aptitude | 35 | 30 | 20 minutes |
| Reasoning Ability | 35 | 40 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
The PO Main Examination includes objective and descriptive sections. Both PO and Banking Associate objective examinations carry negative marking of one-fourth of the marks assigned to a question for each incorrect answer.
How to Apply Online for J&K Bank Recruitment 2026
Eligible candidates can apply online through the official J&K Bank careers page. Follow these steps to complete the application:
- Visit the official J&K Bank website.
- Open the Careers section.
- Find the recruitment notification for PO or Banking Associate.
- Select the notification matching your domicile and preferred post.
- Click the online application link.
- Complete the registration using your basic details.
- Log in and enter your personal, educational, and domicile information.
- Upload the required photograph, signature, and other documents.
- Pay the application fee through the available online payment options.
- Review the application carefully and submit the form.
- Download or print the confirmation page for future reference.
Candidates should complete the application before November 26, 2026. Check all details carefully before final submission.
Documents Required
Keep the following documents ready before starting the application:
- Graduation degree or marksheet
- Domicile certificate
- Valid photo identity proof
- Recent passport-size photograph
- Scanned signature
- Category certificate, if applicable
- PwBD certificate, if applicable
- Ex-servicemen documents, where applicable
- Other documents mentioned in the relevant notification
Important Instructions for Candidates
- Read the official notification carefully before applying.
- Apply only under the Union Territory for which you meet the domicile requirement.
- Check the age limit and category-wise relaxation.
- Ensure that your graduation qualification is completed by the prescribed date.
- Pay the correct application fee for your selected post and category.
- Keep a copy of the submitted application and payment receipt.
- Regularly visit the bank’s website for examination dates and further announcements.
Final words
The J&K Bank Recruitment 2026 offers 1,397 vacancies for graduates interested in banking careers. The recruitment includes 343 Probationary Officer posts and 1,054 Banking Associate posts across Jammu & Kashmir and Ladakh. Eligible candidates can apply online from November 7 to November 26, 2026. Before submitting the application, candidates should carefully check the domicile requirement, educational qualification, age limit, and fee applicable to their selected post. For the latest updates and official notifications, visit the J&K Bank Careers page.
