ATM PIN Safety: Numbers You Should Never Use
ATM PIN Warning: When creating a debit or credit card PIN, it is important to choose a number that is difficult to guess. Many people use simple or personal numbers for convenience, but these PINs can put your bank account at serious risk. If your data is ever leaked, hackers can easily guess weak PINs and drain your account.
Below are the types of numbers you should never use as your ATM PIN, along with tips on how to create a secure one.
Why a Strong ATM PIN is Important
Whether you are withdrawing cash, shopping online, or swiping at a store, your debit and credit card transactions depend on a four-digit PIN. This small number is the key to protecting your money. Choosing a weak or predictable PIN can compromise your account security within seconds.
PIN Numbers You Should Avoid
1. Simple and Sequential Numbers
Many users set up simple sequences because they are easy to remember. Unfortunately, these are also the first combinations hackers try.
-
1234
-
1111, 2222, 3333, 0000
-
4321 (reverse order)
-
1212, 1122 (repeating patterns)
2. Birth Dates and Family Details
Birth dates are among the most common PINs, making them easy to crack.
-
Your birth year (1988, 1993)
-
Exact birth dates (1508, 2511, 1901)
-
Birth dates of family members
3. Personal Numbers That Can Be Guessed
Details connected to your daily life are risky choices.
-
Last four digits of your mobile number
-
Vehicle registration number
-
ID or Aadhaar card digits
4. Globally Common PINs
Cybersecurity reports show that some PINs are used so often that they can be guessed in seconds.
-
1234
-
0000
-
2580 (straight line on the keypad)
-
1212
-
6969
-
9999
How to Create a Safe ATM PIN
To keep your bank account secure, follow these guidelines:
-
Use a random combination of digits that cannot be linked to your personal details.
-
Avoid repeating numbers, simple sequences, or memorable dates.
-
Change your PIN regularly, ideally every 6 to 12 months.
-
Keep your PIN private and never share it with anyone.
Final Thoughts
ATM PIN Warning: A debit or credit card PIN is more than just a four-digit number—it is the first line of defense for your money. By avoiding predictable combinations and choosing a strong, unique PIN, you reduce the risk of fraud and keep your hard-earned money safe.