Ayushman Vay Vandana: The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) is a flagship healthcare scheme by the Government of India, designed to provide free medical treatment to eligible citizens. A special provision under this scheme offers cashless treatment worth up to Rs 5 lakh per year to all senior citizens aged 70 and above, regardless of their income or economic status.
This initiative aims to support more than 6 crore senior citizens across 4.5 crore households in India, making quality healthcare accessible and affordable.
Key Features of Ayushman Bharat PMJAY for Senior Citizens
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Eligibility: All Indian citizens aged 70 years and above
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Coverage: Free medical treatment up to Rs 5 lakh per year
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Network: Access to over 2,000 empanelled hospitals across the country
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No income restriction: Only age is required for eligibility
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Immediate coverage: No waiting period after enrolment
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Mandatory Aadhaar e-KYC for enrolment
Who Can Apply?
To be eligible for this scheme:
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The applicant must be 70 years or older, as per their Aadhaar card.
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There is no income or category requirement.
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If the Aadhaar card shows only the year of birth, January 1 of the following year is considered for age calculation.
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If both parents are 70 or older, only one needs to be enrolled initially. The second can be added later using the “Add Member” option.
How to Register for Ayushman Bharat PMJAY
Senior citizens can register themselves and get their Ayushman Vay Vandana Card by following these steps:
Option 1: Through the Official Website
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Visit the official PMJAY portal: www.beneficiary.nha.gov.in
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Complete Aadhaar-based e-KYC verification.
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Fill in personal details such as name, age, address, and family information.
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Upload required documents and submit the application.
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Once approved, download the Ayushman Vay Vandana Card.
Option 2: Through the Ayushman Bharat Mobile App
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Download the Ayushman App from the Google Play Store.
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Open the app and tap “Login” as a beneficiary or enrolment operator.
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Enter your mobile number, captcha code, and authenticate via OTP.
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Provide Aadhaar details and consent for e-KYC.
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Fill in demographic details like category, PIN code, and state.
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Add eligible family members using the “Add Member” option.
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Submit the application and download the card once approved.
Benefits of the Ayushman Vay Vandana Card
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Cashless treatment in empanelled hospitals, including private and government facilities
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Covers a wide range of medical conditions and surgeries
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No waiting period—coverage begins immediately
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Reduces out-of-pocket expenses for elderly citizens
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Enables senior citizens to access high-quality healthcare without financial stress
Final Words
The Ayushman Bharat PMJAY Senior Citizen Scheme is a landmark initiative aimed at securing the health of India’s elderly population. With no income or category barrier, this scheme ensures that every senior citizen aged 70 and above can access free medical care up to Rs 5 lakh annually.
Whether for yourself or your elderly family members, make sure to complete the enrolment process and download the Ayushman Vay Vandana Card to start accessing these healthcare benefits immediately.
