The Ayushman Bharat scheme provides financial support for medical treatment to economically weaker families across India. Under this scheme, eligible beneficiaries can receive free healthcare coverage of up to ₹5 lakh per year. The good news is that you no longer need to visit any government office to apply for the card. The Ayushman Card can now be created easily from home using your smartphone.

Before starting the application process, it is important to understand the documents required and the steps involved.

Documents Required for Ayushman Card

To apply for an Ayushman Card under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, applicants must keep the following documents ready:

  • Aadhaar Card

  • Ration Card

  • Income proof

  • Labour registration certificate (BoWC), if applicable

  • Mobile number linked with Aadhaar

These documents help verify your identity and eligibility for the scheme.

How to Apply for Ayushman Card Using the Mobile App

The application process can be completed through the official Ayushman mobile application. Follow these steps to create your card from home.

First, download the Ayushman App on your smartphone and open it.

Next, select the option “Login as Beneficiary.” Enter your registered mobile number and complete the captcha verification. You will receive a one-time password on your mobile phone. Enter the OTP to log in to the application.

Once logged in, a form will appear on the screen. Under the scheme option, select PMJAY and then choose your state. In the search section, you can check eligibility by entering your Aadhaar number, family ID, or ration card number.

After entering the required details and captcha code, the system will verify whether you are eligible for the scheme. If your name appears in the beneficiary list, you can proceed with the e-KYC process.

After completing e-KYC verification, your Ayushman Card will be generated. You can then download the card in PDF format and keep a digital or printed copy for future use.

Key Benefits of the Ayushman Card

The Ayushman Bharat health scheme provides several important healthcare benefits to eligible families.

Under the scheme, beneficiaries receive free treatment coverage of up to ₹5 lakh per year at empanelled hospitals. The insurance also includes medical expenses during hospitalization.

In addition, the scheme covers three days of pre-hospitalization and fifteen days of post-hospitalization expenses. This means patients can receive support not only for the hospital stay but also for tests and follow-up treatment.

Diagnostic tests required during treatment are included in the coverage. Medicine expenses during hospitalization are also covered under the scheme.

Eligibility Conditions

Although the scheme provides extensive healthcare support, certain eligibility conditions apply. Only families listed in the official beneficiary database of the scheme can receive the benefits. Therefore, checking eligibility through the app or official portal is an important step before applying.

Conclusion

The Ayushman Bharat scheme has made healthcare more accessible for millions of families across the country. With the option to apply online, beneficiaries can now create their Ayushman Card from home without visiting government offices.

By keeping the required documents ready and following the simple steps in the mobile application, eligible individuals can quickly generate and download their card and start accessing healthcare benefits when needed.

Disclaimer: This content has been sourced and adapted from reports originally published by Dainik Jagran. The information has been edited for clarity and presentation purposes. The original content remains the property of its respective publishers.

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