UPI Circle Feature Launched: Now One UPI Account Can Be Used on Two Phones

by Jobuza Team | May 29, 2026 | BLOG, Trending News

Tax-Free Income in India: 5 Types of Earnings on Which You Don’t Have to Pay Any Tax

by Jobuza Team | May 29, 2026 | BLOG, Trending News

Tax-Free Income: Filing Income Tax Return (ITR) for the financial year 2025-26 is expected to begin soon, and taxpayers are once again preparing their documents and investment details. Under the old tax regime, annual income up to ₹7 lakh is effectively tax-free after rebate benefits, while under the new tax regime, income up to ₹12 lakh can become tax-free under the revised structure. However, many people are unaware that certain types of income in India are completely exempt from tax regardless of the regime selected.

There are several income sources on which taxpayers do not have to pay even a single rupee as income tax, provided certain conditions are met. These tax-free earnings not only help in reducing overall tax liability but also encourage long-term savings and financial security.

Agricultural Income Is Completely Tax-Free

Income earned through agricultural activities is exempt from income tax in India. Whether a person earns money through crop cultivation, sale of agricultural produce, or agricultural land-related activities, the income remains tax-free.

However, there is an important condition attached. If agricultural income exceeds ₹5,000 and the taxpayer’s non-agricultural income is above the basic exemption limit, the agricultural income may be considered for rate calculation purposes. Even then, the agricultural income itself is not taxed directly.

Public Provident Fund (PPF) Offers Fully Tax-Free Returns

The Public Provident Fund, popularly known as PPF, remains one of the safest long-term investment schemes in India. It currently offers an interest rate of 7.1 percent and comes under the EEE category, which means investment, interest earned, and maturity amount are all exempt from tax.

Investors can deposit up to ₹1.5 lakh annually in a PPF account and also claim deductions under Section 80C of the Income Tax Act. The maturity proceeds received after the lock-in period are fully tax-free.

EPF Withdrawal Becomes Tax-Free After Five Years

Employees’ Provident Fund (EPF) is another major tax-saving and retirement benefit scheme for salaried individuals. If an employee continues service for five consecutive years or more, the EPF withdrawal becomes completely tax-free.

Both the employee’s contribution and employer’s contribution, along with the interest earned, remain tax-exempt after the required holding period. This benefit is available under both the old and new tax regimes, subject to applicable conditions.

Life Insurance Maturity Amount Is Tax-Free

The maturity proceeds received from a life insurance policy are generally exempt from tax under Section 10(10D) of the Income Tax Act.

This benefit applies if the annual premium paid does not exceed 10 percent of the sum assured. In the case of the policyholder’s death, the amount received by the nominee is fully tax-free without any maximum limit.

Life insurance policies not only provide financial security but also help taxpayers save tax legally.

Sukanya Samriddhi Yojana Provides Tax-Free Returns

Sukanya Samriddhi Yojana (SSY) is one of the most popular savings schemes designed for girl children. Parents or guardians can invest up to ₹1.5 lakh annually under this scheme and claim tax deductions under Section 80C.

The scheme also follows the EEE model, which means the invested amount, interest earned, and maturity proceeds are completely tax-free. SSY helps families build a strong financial corpus for a daughter’s future education and marriage while enjoying tax-saving benefits.

Tax-Free Income Helps in Better Financial Planning

Tax-free investment and income options play an important role in long-term financial planning. They not only reduce tax burden but also help individuals create wealth securely over time.

Before filing Income Tax Return for FY 2025-26, taxpayers should carefully review all eligible exemptions and investment options to maximize savings and avoid unnecessary tax payments.

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Bharat Gas Deadline Alert: Complete This Important Work Before June 30 to Continue Getting LPG Subsidy

by Jobuza Team | May 28, 2026 | BLOG, Trending News

Bharat Gas customers have been advised to complete their eKYC process before June 30, 2026, to continue receiving LPG cylinder services and subsidy benefits without interruption. Bharat Petroleum has issued an important update for all LPG consumers, asking them to complete biometric-based verification as part of the government’s digital authentication initiative.

Customers who fail to complete the eKYC process within the given deadline may face difficulties in receiving LPG subsidies and booking gas cylinders in the future.

Why Bharat Gas eKYC Is Important

The government and oil marketing companies are focusing on digital verification to make LPG distribution more transparent and secure. The eKYC process helps eliminate fake or duplicate gas connections and ensures that subsidies reach genuine consumers only.

Biometric authentication-based verification has now become an important requirement for LPG users across the country.

Bharat Gas Users Can Complete eKYC From Home

Bharat Gas customers no longer need to visit the gas agency for basic verification. The company has introduced a simple online process through the HelloBPCL App, allowing users to complete their eKYC directly from their smartphones.

Customers only need their Aadhaar-linked mobile number and the official HelloBPCL application to complete the process.

How to Complete Bharat Gas eKYC Through HelloBPCL App

Download the HelloBPCL App

First, open the Google Play Store or Apple App Store on your mobile phone. Search for the HelloBPCL App and install it on your device.

Login Using Registered Mobile Number

After opening the app, enter your registered mobile number linked to your Bharat Gas connection. You will receive an OTP for verification. Enter the OTP to log in successfully.

Once logged in, go to the LPG Services or Bharat Gas section available on the homepage.

Select the eKYC Option

Inside the Bharat Gas section, tap on the eKYC or Biometric Authentication option.

Enter your Aadhaar number carefully. An OTP may be sent to the mobile number linked with your Aadhaar card. Complete the verification process by entering the OTP.

In some cases, customers may also be asked for fingerprint verification or face authentication. For biometric verification, users may need to visit the nearest Bharat Gas agency or authorised verification centre.

Submit and Complete Verification

After filling in all the required details, click on the Submit button to complete the eKYC process.

Once verification is successful, customers will receive confirmation through SMS or app notification.

What Happens if eKYC Is Not Completed

Customers who do not complete their Bharat Gas eKYC before June 30, 2026, may face issues with LPG subsidy transfers and gas cylinder services. Oil companies may temporarily suspend subsidy benefits until verification is completed.

Consumers are advised to complete the process as early as possible to avoid last-minute technical issues or delays.

Bharat Gas eKYC 2026 Key Details

Organisation: Bharat Petroleum Corporation Limited (BPCL)
Service: Bharat Gas LPG Connection
Process Required: eKYC Verification
Last Date: June 30, 2026
Mode: Online Through HelloBPCL App
Requirement: Aadhaar-linked mobile number
Purpose: Continue LPG subsidy and gas services without interruption

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