by Jobuza Team | May 5, 2025 | Latest Jobs, Technical/IT Jobs
IHMCL Recruitment 2025: Apply Online for 49 Engineer Posts at ihmcl.co.in — Check Eligibility, Salary, and More
The Indian Highways Management Company Limited (IHMCL) has officially announced the IHMCL Recruitment 2025 for Engineer (ITS) E-1 Grade posts. The online application process is now live on the official website, and interested candidates can apply until June 2, 2025.
This recruitment drive aims to fill 49 Engineer (ITS) positions, offering a competitive pay scale and excellent career prospects. Candidates holding a Bachelor’s Degree in Engineering in relevant fields can apply online.
Key Highlights of IHMCL Recruitment 2025
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Organization: Indian Highways Management Company Limited (IHMCL)
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Post Name: Engineer (ITS) E-1 Grade
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Total Vacancies: 49
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Pay Scale: ₹40,000 – ₹1,40,000 (IDA Pattern)
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Initial Monthly Salary: Approximately ₹84,000 (including allowances)
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Annual CTC: Approximately ₹11 lakhs
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Application Mode: Online
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Official Website: ihmcl.co.in
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Age Limit: 21 to 30 years
Important Dates
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Start of Online Application: May 2, 2025
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Last Date to Apply: June 2, 2025
Eligibility Criteria
Candidates applying for Engineer (ITS) posts must hold a Bachelor’s Degree in Engineering in one of the following disciplines:
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Information Technology
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Computer Science
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Electronics and Communications
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Electrical
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Instrumentation
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Data Science and Artificial Intelligence
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Or a combination of any of these branches
Refer to the official notification for detailed eligibility conditions.
Selection Process
Candidates will be selected based on their valid GATE 2025 score. IHMCL reserves the right to shortlist candidates for interaction or interview using criteria determined by the selection committee.
How to Apply for IHMCL Recruitment 2025
Follow these steps to apply online:
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Visit the official website ihmcl.co.in.
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Click on the IHMCL Recruitment 2025 link on the homepage.
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Complete the registration and fill in the required details.
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Upload necessary documents as per the guidelines.
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Submit the application form online.
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Keep a printout of the application for future reference.
Notification PDF
The detailed notification with all essential details, including eligibility, selection process, and application instructions, is available on the official website. You can download the notification PDF directly from the official link provided on the site.
by Jobuza Team | May 5, 2025 | BLOG, PAN/Aadhar Card Updates, Trending News
How to Link Aadhaar with Ration Card: Complete Online and Offline Guide
Link Aadhaar- The Government of India has made it mandatory for all ration card holders to complete their e-KYC process. This move is designed to ensure fair distribution of subsidised food grains and prevent misuse or fraud in the public distribution system.
Why Is e-KYC Important for Ration Cards?
e-KYC (Electronic Know Your Customer) is a digital process that verifies the identity of ration cardholders using their Aadhaar details. This verification helps the government ensure that only eligible individuals and families receive the benefits of schemes like subsidised ration. It also plays a critical role in preventing black marketing, fake or duplicate ration cards, and other fraudulent activities.
How to Link Aadhaar with Ration Card: Online Method
Follow these simple steps to complete the Aadhaar-ration card linking process online:
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Visit your state’s official Aadhaar or Public Distribution System (PDS) website.
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Enter your Aadhaar number and ration card number.
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Fill in the required details as per the instructions on the portal.
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Submit the One-Time Password (OTP) sent to your registered mobile number.
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Select ‘Ration Card’ as the scheme and click Submit.
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Once your details are verified, you will receive a confirmation message.
Make sure your mobile number is linked to your Aadhaar card to receive the OTP.
How to Link Aadhaar with Ration Card: Offline Method
If you prefer to complete the process offline, follow these steps:
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Visit your nearest Public Distribution System (PDS) center or ration shop.
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Carry photocopies of the following documents:
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Aadhaar cards of all family members
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Ration card
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Bank passbook (only if your Aadhaar is not linked to your bank account)
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Passport-sized photographs of the head of the family
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Submit the documents at the counter.
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Complete the biometric verification process at the center.
After successful verification, you will receive an SMS or email notification confirming that the Aadhaar-ration card linking is complete.
Final Tips
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Ensure that all family members’ Aadhaar details are updated and correct.
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Check your mobile number is active and linked to Aadhaar for smooth OTP verification.
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Keep a copy of the acknowledgment receipt for your records when linking offline.
By completing this process, you help make sure government benefits reach the right hands, improving transparency and fairness in the system.
by Jobuza Team | May 3, 2025 | BLOG, Trending News
Who Is Exempt from Filing Income Tax Returns? Know the Rules and Eligibility
As the new financial year begins, the Income Tax Return (ITR) filing season is in full swing. While most salaried employees, freelancers, and business owners are busy preparing their tax documents, not everyone is required to file an ITR. The Income Tax Department provides exemptions to certain categories of taxpayers, reducing the burden of paperwork and compliance under specific conditions.
Who Needs to File Income Tax Returns?
According to the Income Tax Act, anyone whose annual income exceeds the basic exemption limit must file an ITR. For the current financial year, this exemption limit varies based on the taxpayer’s age and the type of income they earn. Whether you are salaried or self-employed, if your income crosses the prescribed threshold, filing an ITR becomes mandatory.
However, the law also allows specific exemptions, meaning some individuals can skip filing returns under certain conditions.
Who Is Exempt from Filing ITR?
A major exemption under the Income Tax Act applies to senior citizens aged 75 years or older. If their income comes only from two sources—pension and interest earned from savings or fixed deposits in the same bank—they are not required to file an ITR.
This exemption aims to simplify tax compliance for elderly individuals who rely solely on pension payments and bank interest. However, it’s important to note that the pension and interest must be credited to the same bank account for the exemption to apply.
To claim this benefit, eligible senior citizens must submit Form 12BBA to their bank. This form serves as an income declaration and enables the bank to deduct the appropriate tax at source (TDS) on both pension and interest income.
Once the form is submitted and the bank deducts the correct TDS, these senior citizens are no longer required to file an ITR—provided they have no other sources of income.
Why Filing ITR Is Still Recommended
Even if you fall below the taxable income limit, filing an ITR has several advantages. Many taxpayers choose to file returns to claim refunds on excess TDS, establish a financial record, or support applications for visas, loans, and government benefits.
For senior citizens eligible for exemption, submitting Form 12BBA and ensuring the bank deducts the correct tax offers peace of mind. However, they should still evaluate whether filing an ITR could help with other financial or legal requirements.
Final Word
If you or your family members fall under this exemption category, carefully check your eligibility and complete the necessary steps on time. The Income Tax Department’s provision for senior citizens is a thoughtful step toward easing tax compliance for those with limited and predictable income sources.
by Jobuza Team | May 2, 2025 | BLOG, PAN/Aadhar Card Updates, Trending News
Aadhaar, PAN, Ration Card No Longer Accepted as Proof of Indian Citizenship: Government Announces New Rule
Major Policy Shift After Pahalgam Terror Attack
In a major policy change following the recent Pahalgam terror attack, the Indian government has announced that Aadhaar cards, PAN cards, and ration cards will no longer be accepted as valid proof of Indian citizenship. This decision especially targets individuals suspected of living illegally in the national capital.
Only Voter ID and Passport Accepted as Citizenship Proof
According to a Hindustan Times report, the Delhi Police have confirmed that only voter ID cards and Indian passports will now be accepted to prove Indian citizenship. This directive comes from the central government as part of broader efforts to tighten verification processes and improve national security.
Verification Drive Uncovers False Citizenship Claims
Since October last year, the Delhi Police and other agencies have been conducting an extensive verification drive. During these checks, many foreign nationals—especially from Bangladesh and the Rohingya community—were found using Aadhaar, PAN, and ration cards to falsely claim Indian citizenship.
Why Aadhaar, PAN, and Ration Cards Are Not Proof of Citizenship
It’s important to clarify that while India issues Aadhaar, PAN, and ration cards, none of these documents establish citizenship.
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Aadhaar card: Confirms identity and address, but not nationality (as clarified by UIDAI).
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PAN card: Used for tax purposes, not for proving citizenship.
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Ration card: Helps families access subsidized food and goods, but does not confirm citizenship status.
Valid Documents for Proving Indian Citizenship
The government recognizes birth certificates and domicile certificates as primary documents to prove Indian citizenship. Under the Registration of Births and Deaths Act, 1969, birth certificates issued by authorized authorities serve as valid proof if the individual was born in India.
Government Crackdown on Pakistani Nationals
Following the Pahalgam attack, the government has also taken strict action against Pakistani nationals:
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Visas issued to Pakistani citizens are being canceled, except for medical, diplomatic, and long-term visas (LTVs).
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All medical visas will become invalid after April 29.
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The Delhi Police and intelligence agencies have been ordered to identify Pakistani nationals in Delhi and issue immediate departure notices.
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Hindu Pakistani citizens with valid long-term visas will not be affected by this rule.
Strengthening National Security and Verification
This major policy shift aims to enhance national security and ensure that all residents undergo proper verification. It reinforces the message that identity documents like Aadhaar, PAN, and ration cards are not sufficient to establish Indian citizenship.
by Jobuza Team | May 2, 2025 | BLOG, Trending News
Difference Between Ayushman Card and ABHA Health ID Card Explained
In India’s ongoing mission to improve healthcare access, two government programs have become essential: the Ayushman Card and the ABHA Health ID Card. While they share the goal of improving healthcare delivery, they serve very different purposes.
The Ayushman Card acts as a financial shield against hospital expenses, while the ABHA Card digitizes and organizes your health records. Understanding these tools can help citizens get faster treatment, avoid unnecessary costs, and better manage their healthcare needs.
Why These Cards Matter for Citizens
Healthcare expenses can strain family savings, especially for low-income households.
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The Ayushman Card provides insurance coverage of up to ₹5 lakh per year for hospitalization, helping families avoid falling into debt.
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The ABHA Health ID securely stores your health records, such as prescriptions, lab reports, and vaccination details, making them accessible to doctors across India.
Together, they address two major challenges in healthcare: affordability and access to medical data.
Ayushman Card: Your Financial Safety Net
Launched in 2018 under the Pradhan Mantri Jan Arogya Yojana (PM-JAY), the Ayushman Card is aimed at economically vulnerable families.
Key details:
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What it covers: Hospitalization for over 1,900 procedures, including surgeries, cancer treatments, and emergencies.
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Benefits: Cashless treatment at empanelled hospitals, coverage for pre- and post-hospitalization costs.
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Eligibility: Families earning less than ₹5 lakh per year, including manual laborers, homeless individuals, and certain caste groups.
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Example: A farmer’s family can avoid debt when a ₹3 lakh heart surgery is covered under the scheme.
ABHA Health ID: Your Digital Health Record
Launched in 2021, the Ayushman Bharat Health Account (ABHA) gives every citizen a unique 14-digit digital ID for health records.
What it offers:
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Stores medical details like prescriptions, lab reports, and vaccination records.
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Allows doctors to access your medical history instantly, with your consent.
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Connects with telemedicine services like eSanjeevani.
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Eligibility: Available to all Indian citizens, regardless of income.
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How to get it: Register through the ABHA app or website using your Aadhaar number.
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Example: A Delhi resident can easily share diabetes records with a Mumbai specialist, improving continuity of care.
Key Differences Between Ayushman Card and ABHA Health ID Card
| Feature |
Ayushman Card |
ABHA Health ID Card |
| Purpose |
Pays hospital bills |
Stores health records digitally |
| Coverage |
Up to ₹5 lakh/year per family |
No financial coverage |
| Eligibility |
Low-income families |
All Indian citizens |
| Issued By |
National Health Authority (NHA) |
Ministry of Health and Family Welfare |
| Data Storage |
Does not store health data |
Links full medical history to ID |
Can You Have Both Cards?
Yes. For example, a street vendor can use the Ayushman Card for free cancer treatment and use the ABHA ID to track his wife’s pregnancy records. The two systems work together: one helps pay medical bills, the other organizes health data.
Recent Updates
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Ayushman Card Expansion: In 2024, the government began discussions on extending coverage to middle-class families, though official changes are still pending.
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ABHA Upgrades: New features now allow users to link health insurance policies and book lab tests through the ABHA app.
Common Questions Answered
Is ABHA mandatory?
No, but it simplifies healthcare management and reduces paperwork.
Can I get an Ayushman Card online?
You must first check eligibility on pmjay.gov.in and then visit a nearby Common Service Centre (CSC) to apply.
How to Apply
For Ayushman Card:
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Visit pmjay.gov.in and check eligibility under “Am I Eligible?”
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Submit income and caste certificates at your nearest CSC.
For ABHA Health ID:
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Download the ABHA app or visit the official website.
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Enter your Aadhaar number to generate your 14-digit ABHA ID.
Conclusion
The Ayushman Card and ABHA Health ID are transforming healthcare in India. Since 2018, the Ayushman Card has covered over 6 crore hospitalizations, while ABHA IDs have reached more than 50 crore registrations as of 2024. For individuals, this means fewer loans during medical emergencies and better access to health information.
Think of the Ayushman Card as your health insurance card and the ABHA ID as your personal health diary. Whether you are a daily wage worker or a corporate professional, these tools empower you to take control of your health, minus the paperwork hassle.
by Jobuza Team | Apr 30, 2025 | BLOG, Trending News
Starting May 1, 2025, the Reserve Bank of India (RBI) has introduced new ATM transaction rules that impact all bank customers across India. These changes cover the number of free ATM transactions, updated ATM charges, and new policies regarding Cash Recycler Machines (CRMs).
If you frequently use ATMs, here’s what you need to know to avoid unexpected fees and make informed banking decisions.
Revised Free ATM Transaction Limits
Under the new RBI guidelines, the number of free monthly ATM transactions will now depend on your location:
These limits include both financial and non-financial transactions:
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Financial: Cash withdrawals
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Non-financial: Balance enquiries, mini statements, PIN changes, etc.
Updated ATM Charges Beyond Free Limit
Once your monthly quota of free ATM transactions is used up, banks can now charge:
These charges apply to:
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All transactions beyond the free limit
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Both financial and non-financial transactions
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Cash Recycler Machines (CRMs) – except for cash deposits, which remain free
How Major Banks Are Implementing the New Rules
HDFC Bank
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From May 1, 2025, charges beyond the free limit will be:
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Only cash withdrawals beyond the free limit are chargeable at HDFC ATMs
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At other banks’ ATMs, both financial and non-financial transactions count toward the limit
Punjab National Bank (PNB)
IndusInd Bank
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Effective May 1, 2025, for all Savings, Salary, NRI, and Current Accounts:
Important Tips for Customers
To avoid extra charges and manage your banking efficiently:
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Monitor your monthly ATM usage, especially if you use ATMs from other banks
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Be aware of the ₹23 per transaction cap, excluding taxes
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Note that CRMs now follow the same charge rules as ATMs, except for cash deposits, which are still free
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Consider switching to digital banking options for balance checks, mini statements, and transfers
Why Has RBI Made These Changes?
The RBI’s new ATM rules aim to:
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Create a standardized fee structure across banks
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Encourage digital banking adoption while ensuring fair access to ATM services
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Improve infrastructure and reduce unnecessary cash handling costs
Despite growing digital adoption, cash remains important—especially in semi-urban and rural regions. According to RBI data:
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Monthly ATM withdrawals dropped from 57 crore (Jan 2023) to 48.83 crore (Jan 2025)
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The average monthly ATM withdrawal value in FY24 reached ₹1.43 crore, with a 5.51% YoY increase
Additionally, the National Payments Corporation of India (NPCI) announced a ₹7 interchange fee for balance enquiries in Nepal and Bhutan, excluding GST. These updates do not affect Micro-ATMs, international ATMs, or interoperable cash deposit machines.
Conclusion
With the new RBI ATM rules now in effect, staying informed is essential. Track your usage, avoid unnecessary ATM visits, and leverage digital banking tools to manage your finances efficiently. These changes are part of RBI’s effort to modernize banking while maintaining equitable access to cash across India.
