by Jobuza Team | Apr 17, 2026 | BLOG, Trending News
In today’s digital age, a smartphone is more than just a communication device. It stores your bank details, UPI apps, digital wallets, emails, personal photos, and sensitive information. Losing your phone or having it stolen can quickly turn into a financial and privacy risk if not handled immediately.
Cybersecurity experts emphasize that the first 15 minutes are crucial. Acting quickly can prevent fraud, while delays may lead to serious financial loss. Here is a clear and practical guide on what to do right away.
Block Your SIM Card Immediately
The first and most important step is to block your SIM card. Contact your mobile service provider such as Reliance Jio, Bharti Airtel, Vodafone Idea, or BSNL and inform them that your phone is lost or stolen.
Once your SIM is blocked, OTP-based verifications will stop, calls and messages will be disabled, and fraudsters will not be able to access your financial apps. This step alone can prevent major unauthorized transactions.
Secure Bank Accounts and Payment Apps
After blocking your SIM, immediately contact your bank and request a temporary block on mobile banking and UPI services. Also secure your linked debit and credit cards.
Reach out to payment platforms like PhonePe, Google Pay, and Paytm to suspend transactions.
Even if your phone had a password, acting quickly ensures that no unauthorized payments can take place.
Lock or Erase Your Phone Remotely
If your device is still connected to the internet, you can control it remotely. Android users can use Find My Device, while iPhone users can rely on Find My iPhone.
These tools allow you to lock your phone, display a message, track its location, or erase all data if recovery seems unlikely. Removing your data is the safest way to protect your privacy.
Change Passwords Immediately
Using another device, change passwords for your email, banking apps, social media, and shopping platforms. Your email account is especially important, as it can be used to reset other passwords.
Use strong and unique passwords, and enable two-factor authentication wherever possible. This step reduces the risk of hackers gaining access to multiple accounts.
File an FIR and Block IMEI
Reporting the incident to the police is essential. File an FIR or submit an online complaint to create an official record. You should also request to block your phone’s IMEI number.
Blocking the IMEI makes the device unusable on mobile networks and helps prevent misuse. It also supports insurance claims and increases the chances of tracking the device.
What to Do After the Immediate Steps
Once you have secured your accounts, get a duplicate SIM with the same number and reinstall apps only from trusted sources. Monitor your bank statements regularly and stay alert for any unusual activity over the next few weeks.
Conclusion
Losing a smartphone can be stressful, but quick action can make a big difference. By blocking your SIM, securing your financial accounts, locking your device, updating passwords, and reporting the loss, you can prevent major financial and data loss. Staying prepared and acting within the first 15 minutes is the key to protecting yourself in such situations.
by Jobuza Team | Apr 16, 2026 | BLOG, Trending News
Chakshu Portal: The Government of India has taken a major step to tackle rising digital fraud and spam calls by introducing the Chakshu service under the Department of Telecommunications. This initiative, part of the Sanchar Saathi platform, allows mobile users to report suspicious calls, messages, and even WhatsApp scams with ease.
Developed with support from the Ministry of Communications and the Ministry of Law and Justice, Chakshu aims to protect users from fraud, harassment, and financial scams by enabling quick reporting and action against offenders.
What is Chakshu and How It Works
Chakshu is a reporting facility available on the Sanchar Saathi portal that helps users flag fraudulent communications. Once a complaint is submitted, authorities analyze the information and can take strict action, including blocking numbers and blacklisting the fraudster’s device using its IMEI number.
This system ensures that repeat offenders are restricted from using telecom services, making it harder for them to continue fraudulent activities.
Types of Scams You Can Report
Chakshu is designed to report specific types of digital threats that are commonly used to target users.
One common scam is the so-called digital arrest, where callers pretend to be police or officials and threaten legal action. Another frequent fraud involves courier or KYC-related messages claiming that your bank account, SIM card, or electricity service will be disconnected unless immediate action is taken.
Prize scams are also widely reported, where users receive emails or messages claiming they have won money or rewards but are asked to pay fees or taxes to claim them.
Step-by-Step Process to Report Scam Calls
Filing a complaint through Chakshu is simple and can be done using a mobile phone or computer.
First, visit the official Sanchar Saathi website and navigate to the Chakshu section. Enter details of the suspicious call or message, including the category of fraud, date, and time. If available, you can also upload a screenshot or supporting evidence.
Once submitted, the complaint is reviewed by authorities. If the communication is found to be fraudulent, necessary action is taken, which may include blocking the number and permanently blacklisting the associated IMEI.
What Happens After You Report
After you file a report, the system initiates an investigation. Authorities verify the complaint and take action against the reported number or device. This can lead to the deactivation of the number and blocking of the device across telecom networks.
This proactive approach helps reduce the spread of fraud and protects other users from falling victim to similar scams.
What to Do If You Have Already Lost Money
It is important to understand that Chakshu is mainly for reporting suspicious activity before financial loss occurs. If you have already been a victim of fraud, you should immediately report the incident on the National Cyber Crime Reporting Portal.
You can also contact the cybercrime helpline by dialing 1930. Reporting quickly increases the chances of freezing the stolen amount and taking action against the fraudsters.
Importance of Digital Safety
With the rise in online fraud, staying alert and taking quick action is essential. Using official platforms like Chakshu helps authorities track and prevent scams effectively. Users should also remain cautious about unknown calls, messages, and suspicious links.
Conclusion
The Chakshu portal is a powerful tool introduced by the government to fight digital fraud and protect mobile users. By reporting scam calls and messages on time, users can not only safeguard themselves but also help prevent fraud on a larger scale. Staying informed and acting quickly is the key to ensuring digital safety in today’s connected world.
by Jobuza Team | Apr 16, 2026 | BLOG, IT/Tech Jobs, Latest Jobs, Technical/IT Jobs
International Business Machines Corporation is offering exciting internship opportunities for fresh graduates and entry-level candidates in 2026. Known for its global presence and innovation in technology, IBM operates in more than 170 countries and provides a strong platform for young professionals to start their careers.
The IBM Internship Program 2026 is designed to give hands-on experience, industry exposure, and the opportunity to work on real-world projects across multiple domains.
Overview of IBM Internship Program
IBM internships focus on building long-term skills while working closely with global clients. Interns get the chance to collaborate with experienced professionals and contribute to impactful projects. Whether it is software development, consulting, or technical support, the program helps candidates gain practical knowledge that goes beyond classroom learning.
Internship Roles Available in 2026
IBM is offering internship roles across a wide range of fields. These include technology, engineering, artificial intelligence, cybersecurity, robotics, digital services, marketing, and operations.
One of the key roles currently open is the Tech Support Intern position. In this role, interns will work as part of the IBM Software Support team, assisting clients in resolving technical issues and ensuring smooth functioning of IBM solutions.
Role of Tech Support Intern
As a Tech Support Intern, you will be responsible for supporting IBM software products and helping customers troubleshoot technical challenges. This role is ideal for candidates who enjoy problem-solving and have a strong interest in technology.
Interns will also get the opportunity to learn directly from industry experts and gain exposure to real client environments. This experience can be valuable for building a strong foundation in IT support and customer handling.
Eligibility Criteria for IBM Internship
To apply for the IBM Internship 2026, candidates should be currently pursuing or have recently completed a degree in Computer Science, Computer Engineering, Artificial Intelligence, or a related field.
A Bachelor’s degree is generally preferred, although candidates with a High School Diploma or GED and relevant technical skills may also be considered for certain roles.
Skills Required for Selection
IBM looks for candidates who are curious, motivated, and customer-focused. Strong problem-solving skills, basic technical knowledge, and good communication abilities are important for selection.
Having an understanding of software systems, troubleshooting methods, and emerging technologies like AI and cybersecurity can improve your chances of getting selected.
Why Choose IBM Internship
An internship at IBM offers more than just work experience. It provides an opportunity to learn from global experts, work on real-time projects, and build professional connections.
The company’s focus on innovation and collaboration ensures that interns gain valuable insights into the industry while developing skills that are highly in demand.
How to Apply for IBM Internship 2026
Interested candidates can apply for the internship through the official IBM careers portal. It is important to keep your resume updated and highlight relevant skills and projects.
Before applying, make sure you meet the eligibility criteria and prepare for the selection process, which may include assessments and interviews.
Conclusion
The IBM Internship 2026 is a great opportunity for fresh graduates to kickstart their careers in the technology industry. With hands-on experience, exposure to real projects, and guidance from experts, this program can help candidates build a strong professional future.
by Jobuza Team | Apr 15, 2026 | BLOG, Trending News
India’s toll collection system has undergone a major shift with new FASTag rules coming into effect from April 10. The government has now moved towards a completely digital toll payment system, making FASTag the primary and most convenient mode of payment across national highways.
Under the updated system, vehicle owners must ensure that their FASTag is active and sufficiently recharged. Failing to do so can lead to higher charges, penalties, and even restrictions on vehicle movement in some cases.
Cash Payments Discontinued at Toll Plazas
As part of the digital push, the National Highways Authority of India has discontinued cash payments at all national highway toll plazas. This move is aimed at reducing traffic congestion, cutting waiting time, and improving transparency in toll collection.
With all lanes now operating digitally, vehicles are expected to pass through toll plazas without stopping, ensuring a smooth travel experience.
What Happens If You Do Not Have a FASTag
If your vehicle does not have a FASTag, you can still make toll payments using digital methods like UPI. However, this comes at an additional cost. You will be charged 1.25 times the standard toll amount, which includes a 25 percent surcharge.
This rule is designed to encourage all vehicle owners to adopt FASTag and avoid delays at toll booths.
Penalty for Low Balance or Blacklisted FASTag
If your FASTag has insufficient balance or is blacklisted, the situation can become more expensive. Entering a FASTag lane under such conditions may require you to pay double the standard toll fee.
In case you fail to make the payment digitally at the toll plaza, an e-notice may be issued. If the payment is not cleared within three days, the amount can be doubled. Continued non-payment beyond 15 days may lead to the vehicle being flagged in the database, which can affect services like ownership transfer or fitness certification.
Impact on Travel and Vehicle Movement
Authorities now have stricter control at toll plazas. Vehicles without valid digital payment methods may be stopped from entering highways or removed from toll lanes. This ensures compliance with the new system and maintains smooth traffic flow.
Updated Toll Charges for 2026-27
Toll charges have also been revised for the financial year 2026-27. Vehicles with an active FASTag will continue to pay the standard toll rate.
The annual FASTag pass for non-commercial vehicles such as cars, jeeps, and vans has increased by ₹75, taking the total cost from ₹3,000 to ₹3,075 starting April 1. This pass is beneficial for frequent travelers who regularly use national highways.
Conclusion
The new FASTag rules make it clear that digital toll payment is now mandatory across India’s highways. Vehicle owners should ensure that their FASTag is active and recharged to avoid penalties and unnecessary delays. Adopting FASTag not only saves money but also ensures a smoother and faster travel experience on highways.
by Jobuza Team | Apr 15, 2026 | BLOG, Trending News
For millions of workers in India’s formal sector, a long-standing concern around gratuity eligibility has finally been addressed. Under the new labour reforms introduced by the Government of India, fixed-term employees can now receive gratuity after completing just one year of continuous service. This marks a major shift from the earlier rule that required at least five years of service.
The new Labour Codes, implemented on 21 November 2025, consolidate 29 existing labour laws into four comprehensive frameworks covering wages, social security, industrial relations, and workplace safety. These changes aim to simplify compliance while improving financial security for workers.
What Has Changed in Gratuity Rules
Earlier, gratuity was governed by the Payment of Gratuity Act, 1972, which mandated a minimum of five years of continuous service to qualify for the benefit. This condition often left out workers on short-term contracts.
Under the new rules, fixed-term employees are now eligible to receive gratuity after just one year of service. The amount will be calculated on a pro rata basis, meaning it will be proportional to the actual duration of employment.
However, the new provision applies only to employees who join on or after 21 November 2025. The rules are not retrospective, so those who were already employed before this date will continue to follow the earlier eligibility criteria.
Who Is Eligible for One-Year Gratuity
The benefit of one-year gratuity is specifically designed for fixed-term employees. These are individuals hired for a defined period under a formal contract, commonly seen in sectors like IT, manufacturing, infrastructure, and retail.
Permanent employees are not covered under this rule and must still complete five years of service to claim gratuity, except in cases of death or disability where different provisions apply.
This targeted approach ensures that workers in contract-based roles, who often switch jobs frequently, are not left without financial protection.
New Wage Definition and Its Impact
Another significant change introduced under the new Labour Codes is the revised definition of wages. According to the new framework, basic wages must account for at least 50 percent of the total salary.
This change prevents companies from reducing statutory payouts by keeping the basic salary low and increasing allowances. As a result, gratuity, provident fund, and bonus calculations will now be based on a higher wage component.
For employees, this means a higher gratuity payout compared to earlier structures where allowances dominated the salary composition.
How Gratuity Is Calculated
The standard formula for calculating gratuity remains unchanged and can be represented as:
Gratuity=15×Last Drawn Wages×Years of Service26\text{Gratuity} = \frac{15 \times \text{Last Drawn Wages} \times \text{Years of Service}}{26}Gratuity=2615×Last Drawn Wages×Years of Service
Here, 26 represents the average number of working days in a month. The maximum gratuity amount is capped at ₹20 lakh for private sector employees.
Why This Change Matters
The introduction of one-year gratuity eligibility for fixed-term workers is a significant step toward improving social security in India’s evolving job market. With more professionals working on contracts or project-based roles, this reform ensures that even short-term employees receive financial benefits.
At the same time, companies may face increased financial liabilities due to higher wage components and broader gratuity coverage. Industry estimates suggest that gratuity obligations could rise substantially for many employers.
Overall, the new labour codes create a more balanced system by extending benefits to a wider section of the workforce while bringing greater transparency to salary structures.
by Jobuza Team | Apr 14, 2026 | BLOG, Trending News
The Pension Fund Regulatory and Development Authority has introduced a new initiative called NPS Swasthya to address one of the biggest concerns after retirement, rising healthcare expenses. This scheme is designed to combine retirement savings with access to medical funds, ensuring financial as well as health security for individuals in their later years.
Launched as part of a Proof of Concept, the scheme aims to make it easier for subscribers to manage medical costs without disturbing their long-term retirement planning.
What is NPS Swasthya
NPS Swasthya is a multi-partner framework that integrates pension savings with healthcare support. It brings together several organizations to provide a smooth and efficient system.
The technology support is provided by Medi Assist Healthcare, while KYC services are handled by CAMS KRA. Pension fund management is undertaken by Tata Pension Fund and Axis Pension Fund. Health insurance coverage, particularly top-up plans, is offered by Aditya Birla Health Insurance.
This integrated setup ensures that subscribers get both financial growth and medical support under a single framework.
Who Can Apply for the Scheme
Any Indian citizen can enroll in the NPS Swasthya scheme. However, it is mandatory for applicants to have a Common Scheme Account linked with the National Pension System. This ensures that the benefits of both pension and healthcare funding can be accessed together.
Why NPS Swasthya is Important
Healthcare costs in India are rising at a fast pace, especially for senior citizens. According to estimates shared by the regulator, medical expenses are expected to grow significantly in the coming years, often outpacing inflation.
This makes it difficult for retirees to manage unexpected medical emergencies without affecting their savings. NPS Swasthya has been introduced to bridge this gap by providing a structured way to access funds for healthcare when needed.
Key Benefits of NPS Swasthya
One of the major advantages of this scheme is the flexibility it offers in withdrawing funds for medical purposes. Subscribers are allowed to withdraw up to 25 percent of their total contributions to cover healthcare expenses during their lifetime.
To make the process easier, the MAven App developed by Medi Assist is integrated with the system. This allows users to access funds quickly and manage claims efficiently.
Full Withdrawal in Case of Serious Illness
In situations where medical expenses exceed the partial withdrawal limit, the scheme allows full withdrawal of the accumulated amount. This is particularly useful in cases of serious illness or hospitalization.
The withdrawn amount is directly transferred to the concerned healthcare administrator or service provider. After the treatment is completed, any unused balance is returned to the subscriber’s account.
Conclusion
NPS Swasthya is a forward-looking initiative that combines retirement planning with healthcare security. By allowing controlled access to funds for medical needs, it ensures that individuals do not have to compromise their financial stability during emergencies. As healthcare costs continue to rise, such integrated schemes can play a crucial role in providing long-term peace of mind for subscribers.
