UPI Circle Feature Launched: Now One UPI Account Can Be Used on Two Phones

UPI Circle Feature Launched: Now One UPI Account Can Be Used on Two Phones

Managing UPI payments across multiple smartphones has become much easier with the introduction of the new UPI Circle feature. Many users today carry two smartphones, one for work and another for personal use. However, UPI apps usually work only on the device linked to the bank-registered mobile number, making it difficult to access payments from a secondary phone.

To solve this issue, UPI apps have now introduced the UPI Circle feature, which allows users to make payments from the same bank account on another device as well. Some popular payment apps such as PhonePe and Google Pay are also offering this feature under the name “Pocket Money.”

What Is the UPI Circle Feature?

UPI Circle is a new feature that allows a primary UPI account holder to share payment access with another user or device. It helps users make UPI payments from multiple smartphones without repeatedly depending on the main device.

This feature is also useful for families. Parents can provide limited payment access to children or family members while maintaining full control over transactions and spending limits.

Users who operate two smartphones can also connect their secondary device and continue making payments from the same bank account conveniently.

How the UPI Circle Feature Works

The primary UPI account holder creates a payment circle and adds another mobile number or user account. Once added, the secondary device can make UPI payments using the same linked bank account.

The feature includes security controls that allow the primary user to decide how payments will be handled. Users can either approve every transaction manually or set a fixed spending limit for automatic payments.

This ensures both convenience and security while sharing payment access.

How to Set Up UPI Circle Feature

Setting up the UPI Circle or Pocket Money feature is simple and can be completed within a few minutes.

First, open your UPI application on the primary smartphone.

Inside the app, search for the UPI Circle or Pocket Money option.

Select the “Invite Dependent” or similar option available within the feature.

Now choose the mobile number you want to add to the circle.

You may also need to scan the secondary user’s UPI QR code or enter their UPI ID.

In some cases, Aadhaar verification may be required to complete the setup process.

During setup, users usually get two payment control options:

The first option allows every payment to require approval from the primary account holder.

The second option allows users to set a spending limit so that payments up to a certain amount can be made automatically without approval.

Once the setup is completed successfully, the second device will be added to the UPI Circle.

Benefits of the UPI Circle Feature

The UPI Circle feature offers several advantages for users who frequently switch between devices or share payment access with family members.

It allows seamless UPI payments from two smartphones using one bank account.

Users no longer need to carry their primary phone all the time for making digital payments.

Parents can safely monitor and control expenses while giving limited payment access to children.

The feature also improves convenience for users who maintain separate work and personal devices.

UPI Circle Feature Makes Digital Payments More Flexible

With the growing use of digital payments in India, features like UPI Circle are making payment systems more flexible and user-friendly. The ability to access the same UPI account on multiple devices helps users manage transactions more efficiently while maintaining security controls.

As more payment apps continue adding this feature, UPI users can expect a smoother and more convenient payment experience in the future.

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Tax-Free Income in India: 5 Types of Earnings on Which You Don’t Have to Pay Any Tax

Tax-Free Income in India: 5 Types of Earnings on Which You Don’t Have to Pay Any Tax

Tax-Free Income: Filing Income Tax Return (ITR) for the financial year 2025-26 is expected to begin soon, and taxpayers are once again preparing their documents and investment details. Under the old tax regime, annual income up to ₹7 lakh is effectively tax-free after rebate benefits, while under the new tax regime, income up to ₹12 lakh can become tax-free under the revised structure. However, many people are unaware that certain types of income in India are completely exempt from tax regardless of the regime selected.

There are several income sources on which taxpayers do not have to pay even a single rupee as income tax, provided certain conditions are met. These tax-free earnings not only help in reducing overall tax liability but also encourage long-term savings and financial security.

Agricultural Income Is Completely Tax-Free

Income earned through agricultural activities is exempt from income tax in India. Whether a person earns money through crop cultivation, sale of agricultural produce, or agricultural land-related activities, the income remains tax-free.

However, there is an important condition attached. If agricultural income exceeds ₹5,000 and the taxpayer’s non-agricultural income is above the basic exemption limit, the agricultural income may be considered for rate calculation purposes. Even then, the agricultural income itself is not taxed directly.

Public Provident Fund (PPF) Offers Fully Tax-Free Returns

The Public Provident Fund, popularly known as PPF, remains one of the safest long-term investment schemes in India. It currently offers an interest rate of 7.1 percent and comes under the EEE category, which means investment, interest earned, and maturity amount are all exempt from tax.

Investors can deposit up to ₹1.5 lakh annually in a PPF account and also claim deductions under Section 80C of the Income Tax Act. The maturity proceeds received after the lock-in period are fully tax-free.

EPF Withdrawal Becomes Tax-Free After Five Years

Employees’ Provident Fund (EPF) is another major tax-saving and retirement benefit scheme for salaried individuals. If an employee continues service for five consecutive years or more, the EPF withdrawal becomes completely tax-free.

Both the employee’s contribution and employer’s contribution, along with the interest earned, remain tax-exempt after the required holding period. This benefit is available under both the old and new tax regimes, subject to applicable conditions.

Life Insurance Maturity Amount Is Tax-Free

The maturity proceeds received from a life insurance policy are generally exempt from tax under Section 10(10D) of the Income Tax Act.

This benefit applies if the annual premium paid does not exceed 10 percent of the sum assured. In the case of the policyholder’s death, the amount received by the nominee is fully tax-free without any maximum limit.

Life insurance policies not only provide financial security but also help taxpayers save tax legally.

Sukanya Samriddhi Yojana Provides Tax-Free Returns

Sukanya Samriddhi Yojana (SSY) is one of the most popular savings schemes designed for girl children. Parents or guardians can invest up to ₹1.5 lakh annually under this scheme and claim tax deductions under Section 80C.

The scheme also follows the EEE model, which means the invested amount, interest earned, and maturity proceeds are completely tax-free. SSY helps families build a strong financial corpus for a daughter’s future education and marriage while enjoying tax-saving benefits.

Tax-Free Income Helps in Better Financial Planning

Tax-free investment and income options play an important role in long-term financial planning. They not only reduce tax burden but also help individuals create wealth securely over time.

Before filing Income Tax Return for FY 2025-26, taxpayers should carefully review all eligible exemptions and investment options to maximize savings and avoid unnecessary tax payments.

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Bharat Gas Deadline Alert: Complete This Important Work Before June 30 to Continue Getting LPG Subsidy

Bharat Gas Deadline Alert: Complete This Important Work Before June 30 to Continue Getting LPG Subsidy

Bharat Gas customers have been advised to complete their eKYC process before June 30, 2026, to continue receiving LPG cylinder services and subsidy benefits without interruption. Bharat Petroleum has issued an important update for all LPG consumers, asking them to complete biometric-based verification as part of the government’s digital authentication initiative.

Customers who fail to complete the eKYC process within the given deadline may face difficulties in receiving LPG subsidies and booking gas cylinders in the future.

Why Bharat Gas eKYC Is Important

The government and oil marketing companies are focusing on digital verification to make LPG distribution more transparent and secure. The eKYC process helps eliminate fake or duplicate gas connections and ensures that subsidies reach genuine consumers only.

Biometric authentication-based verification has now become an important requirement for LPG users across the country.

Bharat Gas Users Can Complete eKYC From Home

Bharat Gas customers no longer need to visit the gas agency for basic verification. The company has introduced a simple online process through the HelloBPCL App, allowing users to complete their eKYC directly from their smartphones.

Customers only need their Aadhaar-linked mobile number and the official HelloBPCL application to complete the process.

How to Complete Bharat Gas eKYC Through HelloBPCL App

Download the HelloBPCL App

First, open the Google Play Store or Apple App Store on your mobile phone. Search for the HelloBPCL App and install it on your device.

Login Using Registered Mobile Number

After opening the app, enter your registered mobile number linked to your Bharat Gas connection. You will receive an OTP for verification. Enter the OTP to log in successfully.

Once logged in, go to the LPG Services or Bharat Gas section available on the homepage.

Select the eKYC Option

Inside the Bharat Gas section, tap on the eKYC or Biometric Authentication option.

Enter your Aadhaar number carefully. An OTP may be sent to the mobile number linked with your Aadhaar card. Complete the verification process by entering the OTP.

In some cases, customers may also be asked for fingerprint verification or face authentication. For biometric verification, users may need to visit the nearest Bharat Gas agency or authorised verification centre.

Submit and Complete Verification

After filling in all the required details, click on the Submit button to complete the eKYC process.

Once verification is successful, customers will receive confirmation through SMS or app notification.

What Happens if eKYC Is Not Completed

Customers who do not complete their Bharat Gas eKYC before June 30, 2026, may face issues with LPG subsidy transfers and gas cylinder services. Oil companies may temporarily suspend subsidy benefits until verification is completed.

Consumers are advised to complete the process as early as possible to avoid last-minute technical issues or delays.

Bharat Gas eKYC 2026 Key Details

Organisation: Bharat Petroleum Corporation Limited (BPCL)
Service: Bharat Gas LPG Connection
Process Required: eKYC Verification
Last Date: June 30, 2026
Mode: Online Through HelloBPCL App
Requirement: Aadhaar-linked mobile number
Purpose: Continue LPG subsidy and gas services without interruption

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Income Tax Return Filing: Important Documents You Must Keep Ready Before Filing ITR

Income Tax Return Filing: Important Documents You Must Keep Ready Before Filing ITR

The Income Tax Return filing season has started, and taxpayers are preparing to submit their returns for the financial year. Filing an ITR becomes much easier and error-free when all important documents are kept ready in advance.

Many taxpayers begin the filing process without proper preparation and later struggle to collect documents while filling the form. This often leads to mistakes, incorrect income reporting, delayed refunds, or even notices from the Income Tax Department.

Keeping all required documents ready before filing your Income Tax Return helps ensure accurate tax calculation, smooth verification, and faster processing of refunds.

Why Keeping Documents Ready Before Filing ITR Is Important

Before filing your ITR, it is important to organize all financial and tax-related documents properly. These records help taxpayers report their income correctly, claim deductions, verify taxes already paid, and avoid mismatches in tax details.

Proper documentation also reduces the chances of receiving an income tax notice due to incorrect information or missing disclosures.

Salary and Tax Documents Required for ITR Filing

Salaried individuals should keep salary and tax-related documents ready before starting the filing process.

Important documents include:

  • Form 16 issued by the employer
  • Form 16A or Form 16B for TDS on non-salary income
  • Annual Information Statement (AIS)
  • Form 26AS for tax credit verification
  • Salary slips
  • Bank statements
  • Fixed Deposit interest certificates

These documents help taxpayers verify salary income, tax deductions, and interest earnings accurately.

Income Proof Documents You Should Keep Ready

Taxpayers must also keep records of all additional sources of income.

Important income-related documents include:

  • Capital gains statements from shares, mutual funds, gold, or property sales
  • Broker statements and transaction reports
  • Dividend income details
  • Rental income documents
  • Interest income certificates

These documents help ensure that all taxable income is properly declared while filing the return.

Documents Required Under the New Tax Regime

Taxpayers choosing the new income tax regime should keep specific documents related to eligible benefits and contributions.

These include:

  • Employer contribution details to NPS account
  • Home loan interest certificate

Although the new tax regime offers fewer deductions, these documents may still be required for eligible claims and record verification.

Documents Required Under the Old Tax Regime

Taxpayers opting for the old tax regime should collect all deduction and exemption-related documents before filing ITR.

Important documents include:

Section 80C Investment Proof

  • Provident Fund contribution details
  • LIC premium receipts
  • ELSS investment documents
  • Tuition fee receipts

Section 80D Health Insurance Proof

  • Health insurance premium payment receipts

Other Important Deduction Documents

  • NPS contribution details
  • Home loan interest certificate
  • Education loan documents under Section 80E
  • Donation receipts under Section 80G

These records help taxpayers claim deductions and reduce taxable income legally.

Other Important Documents Needed for ITR Filing

Apart from income and deduction proofs, taxpayers should also keep some essential personal and banking documents ready.

These include:

  • PAN card linked with Aadhaar
  • Aadhaar number
  • Pre-verified bank account details for refund processing
  • Rent receipts and rental agreement for HRA claims

Keeping these details ready helps avoid delays during verification and refund processing.

Experts Suggest Waiting for Form 16 Before Filing ITR

Tax experts generally recommend waiting until employers issue Form 16 before filing the Income Tax Return.

According to tax professionals, most employers are expected to issue Form 16 for FY 2025-26 by June 15, 2026. Filing the return after receiving Form 16 helps taxpayers match salary income, TDS details, and deductions correctly.

This reduces the possibility of errors and ensures smoother processing of the return.

Final Words

Filing your Income Tax Return becomes much simpler when all important documents are organized beforehand. Proper preparation not only saves time but also helps avoid mistakes, tax notices, and refund delays.

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Baal Aadhaar Registration 2026: Check Required Documents for Kids

Baal Aadhaar Registration 2026: Check Required Documents for Kids

Unique Identification Authority of India issues Aadhaar cards to residents of India without any age restriction. This means even a newborn baby can be enrolled for Aadhaar through the Baal Aadhaar scheme.

Baal Aadhaar is specially designed for children below five years of age and serves as an important identity document for school admissions, government schemes, healthcare services, and other official purposes.

Parents can apply for their child’s Aadhaar free of cost at authorised Aadhaar enrolment centres.

Documents Required for Baal Aadhaar Registration

To enrol a child below the age of five years for Aadhaar, parents generally need:

  • Child’s Birth Certificate
  • Hospital discharge slip in case of newborns
  • Aadhaar card of one parent or guardian

Apart from these, UIDAI also accepts several other documents under different categories such as identity proof, relationship proof, date of birth proof, and address proof.

Proof of Identity Documents Accepted for Baal Aadhaar

The following documents can be used as Proof of Identity (POI) for Aadhaar enrolment:

  • Passport
  • PAN Card
  • Voter ID
  • Driving Licence
  • Ration Card with photograph
  • Government photo ID cards
  • NREGS Job Card
  • Educational institution photo ID
  • Bank passbook with photograph
  • Pensioner photo card
  • Kissan photo passbook
  • CGHS or ECHS card
  • Disability ID card
  • Jan Aadhaar or Bhamashah card
  • School Leaving Certificate with photograph
  • School Transfer Certificate
  • Gazette notification for name change
  • Marriage certificate with photograph

UIDAI also accepts certificates issued by gazetted officers, village panchayat heads, MPs, MLAs, and recognised institutions in prescribed formats.

Proof of Relationship Documents for Child Aadhaar

For children below five years, parents may need to submit Proof of Relationship (POR) documents showing the connection between the child and the Head of Family.

Accepted documents include:

  • Birth Certificate
  • Passport
  • PDS Card
  • Pension Card
  • Army Canteen Card
  • Government-issued family entitlement documents
  • Marriage Certificate
  • Hospital discharge slip for newborn child
  • Jan Aadhaar or Bhamashah Card

Certificates issued by local authorities or government officials may also be accepted.

Date of Birth Documents Required for Aadhaar

The following documents are accepted as valid proof of date of birth:

  • Birth Certificate
  • Passport
  • PAN Card
  • School records
  • School Leaving Certificate
  • Marksheet issued by government board or university
  • Government-issued ID containing date of birth
  • Educational institution ID card
  • EPFO certificate

The Birth Certificate remains the most commonly used document for children below five years.

Proof of Address Documents Accepted

Parents or guardians may also need to provide address proof while applying for Baal Aadhaar.

Accepted Proof of Address (POA) documents include:

  • Passport
  • Bank passbook or statement
  • Post office account statement
  • Ration Card
  • Voter ID
  • Driving Licence
  • Electricity bill
  • Water bill
  • Telephone bill
  • Gas connection bill
  • Insurance policy
  • Registered rent agreement
  • Vehicle registration certificate
  • Parent’s passport in case of minors
  • School identity card
  • Jan Aadhaar card

Certificates issued by government authorities, village panchayats, municipal councillors, or educational institutions are also accepted in some cases.

Important Things Parents Should Know

Children below five years are not required to provide biometric details such as fingerprints or iris scans during initial enrolment. Only a facial photograph is captured at the time of registration.

Once the child turns five years old, biometric details must be updated mandatorily. Another biometric update is required again after the age of 15 years.

How To Apply for Baal Aadhaar

Parents can visit the nearest Aadhaar enrolment centre with the required documents and complete the application process.

The enrolment process usually includes:

  • Filling the Aadhaar enrolment form
  • Providing parent or guardian Aadhaar details
  • Submitting supporting documents
  • Capturing the child’s photograph

After verification, the Baal Aadhaar is generated and delivered to the registered address.

Parents are advised to carry original documents for verification during the enrolment process.

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Viral Video: Dead Lizard Found Inside Thums Up Bottle After Opening

Viral Video: Dead Lizard Found Inside Thums Up Bottle After Opening

Dead Lizard Found: A video circulating rapidly on social media has shocked many users after claiming that a lizard-like creature was found inside a sealed bottle of Thums Up. The clip has triggered concern among consumers and reignited discussions around food and beverage safety in India.

The viral video has attracted widespread attention online, with viewers expressing both fear and disbelief. However, no official authority or company has yet confirmed the authenticity of the claim.

What the Viral Video Shows

In the video, a man is seen opening a bottle of Thums Up and pouring the soft drink into another container. As the liquid flows out, a strange object resembling a dead lizard appears to emerge from inside the bottle.

The post accompanying the video claims that the bottle was sealed before purchase. However, important details such as the exact location, date, and source of the incident remain unclear.

Due to the absence of verified information, many users are questioning whether the video is genuine or digitally manipulated.

No Official Statement From Coca-Cola India

So far, Coca-Cola India has not released any official response regarding the viral video.

There is also no confirmation about whether a formal complaint has been submitted to the company or to any food safety authority. This lack of official clarification has further increased public curiosity and speculation surrounding the incident.

Social Media Users Divided Over the Viral Clip

The video has created mixed reactions across social media platforms.

Some users are calling it a serious food safety issue and demanding a proper investigation into the matter. Others believe the video may have been edited or staged to gain attention online.

Several viewers have also questioned the appearance of the bottle and the way the drink was being poured in the video, suggesting that the footage should not be accepted as genuine without proper verification.

Food Safety Concerns Raised Again

Whether authentic or fake, the incident has once again highlighted growing concerns around food and beverage safety among consumers.

Experts believe that viral videos involving popular brands can spread panic quickly if accurate information is not provided in time. They also stress the importance of proper investigation before drawing conclusions from social media content.

Incidents like these often raise awareness about the need for strict quality checks, transparent communication, and responsible sharing of online content.

Experts Advise Caution Before Believing Viral Claims

Dead Lizard Found: Digital experts and food safety observers have advised people not to trust viral videos immediately without confirmation from official authorities.

With edited and misleading videos becoming increasingly common online, users are encouraged to verify facts before sharing such content further.

Authorities may investigate the matter if any formal complaint or evidence is submitted regarding the alleged incident.

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